Built on Proof.
Not on Promises.
Profeight isn't a fintech startup with a deck and a dream. We are a team that has already done this — and is now doing it bigger, better, and for all of Nigeria.
Where Profeight
comes from.
Our founding team built and operated a government salary lending business that served over 24,000 verified federal and state government employeesacross Nigeria. Every single repayment was automated through Remita, Nigeria's federal payroll deduction system. The result? A non-performing loan rate of just 2% — one of the lowest figures in the Nigerian consumer lending industry.
That was not luck. That was infrastructure. That was discipline. That was a repeatable system.
Profeight Group Limited is the institutional evolution of that proven model. We have taken everything that worked — the Remita integration, the underwriting rigour, the borrower relationships, the repayment automation — and rebuilt it with stronger governance, deeper technology, and the capacity to serve Nigeria at scale.
The 24,000 borrowers we served through our predecessor operation are not just a statistic. They are a warm pipeline of pre-qualified, verified, creditworthy Nigerians who already know what it means to borrow with us. Profeight's first chapter began the moment we reopened our doors.
Our Mission
To make structured, fair, and technology-enabled credit accessible to Nigeria's government workforce — while creating a disciplined, transparent investment ecosystem that delivers consistent returns for individuals and institutions.
Our Vision
To become Nigeria's most trusted financial infrastructure company — the platform that government workers trust with their credit needs, and that investors trust with their capital.
Four things that set us apart.
A Track Record — Not Just a Pitch
Most lending startups present projections. We present history. 24,000 borrowers. 2% NPL. 98% collections. These are verified operational numbers from a business our team already ran.
Remita Is Our Infrastructure — Not a Feature
Remita's payroll deduction system doesn't just reduce default risk. It eliminates the primary mechanism of default — access to the repayment amount before it leaves the government payroll. Every Profeight borrower is enrolled on Remita.
Transparency Is Built In
Every borrower receives an SMS loan summary before disbursement. Every investor receives a monthly portfolio performance report. Every agent operates under a fixed-commission, clawback-enabled framework.
Investors Are Part of the Model — From Day One
We didn't add an investment programme as an afterthought. It is a core revenue and capital pillar of Profeight — with structured tiers, monthly reporting, and capital protection mechanisms built in.
Meet the executive team
They lead the pack in achieving our mission.
Compliance is
built in.
Profeight Group Limited is incorporated under CAMA with the Corporate Affairs Commission (CAC). We operate in full compliance with the Consumer Credit Act, FCCPC Digital Lending Code, and Nigeria Data Protection Regulation (NDPR). BVN and NIN verification are mandatory for all borrowers. Every loan agreement includes full interest rate and fee disclosure.
Our long-term roadmap includes applying for a CBN Microfinance Bank or Finance Company licence as our balance sheet and track record mature.
Profeight is scaling nationally.
We want the right borrowers, investors, and partners building with us.