The Loan You Need.
The Process You Deserve.
Quick, transparent, and fully automated — Profeight loans are built specifically for Nigerian government salary earners. From ₦40,000 to ₦2,000,000, your money is ready when you are.
Three loan products.
One clear process.
Urgent needs, school fees, medical bills
Home improvements, large purchases, consolidation
Repeat borrowers with strong repayment history
Senior Loan eligibility: Available to borrowers who have successfully repaid a previous Profeight loan of ₦1,000,000 or above with zero default.
From application
to cash in your account.
Apply Online
Complete your loan application on our website or through our agent network. You will need your BVN, NIN, current employment letter, and your most recent salary payslip. The process takes under 10 minutes.
Verify & Approve
Our credit team verifies your salary amount and Remita enrollment, confirms your repayment headroom (maximum 33% of your net monthly salary), and runs a credit bureau check. Approval decisions are communicated promptly.
Disbursement
Once approved, your loan is disbursed directly to your bank account. You will receive an SMS loan summary — confirming the amount, tenor, and repayment schedule — before the funds are released. No surprises.
Automatic Repayment
Your monthly repayment is deducted from your gross salary through Remita before it ever reaches your account. You never have to remember a payment date, visit a branch, or worry about a missed instalment.
You are eligible if you:
You are not currently eligible if you:
Private individual and business loans are coming soon. Register your interest and be among the first to access our new products.
Register Your InterestInsert Integrity - Speed - Ease.
Why Profeight?
Honest Terms, Always
Your loan summary — including the exact amount, tenor, monthly repayment, and total cost — is sent to you via SMS before disbursement. No surprises.
No Agent Manipulation
Profeight agents earn a fixed commission tied only to your first confirmed repayment. They have no financial incentive to push you to a longer tenor or larger loan.
Fast, Dignified Service
Our process is built for speed without cutting corners on your protection. Most applications are resolved within 24–48 hours of complete documentation.
A Team That Has Done This Before
Our predecessor operation served 24,000 government salary earners. We know the process, the paperwork, and the people. You are not an experiment.
Got questions?
What is Remita and why does Profeight use it?
Remita is the Federal Government of Nigeria's Integrated Payroll and Personnel Information System (IPPIS) payment platform. Your loan repayment is deducted from your gross salary automatically — before the funds are credited to your account. This means you never miss a payment.
How quickly will I receive my loan?
Most applications with complete documentation are disbursed within 24 to 48 business hours of final approval.
What is the maximum I can borrow?
Currently, ₦2,000,000 for eligible senior borrowers. Senior Loan eligibility: Available to borrowers who have successfully repaid a previous Profeight loan of ₦1,000,000 or above with zero default.
Can I repay early?
Yes. Contact our team directly to arrange early repayment. Interest is charged on a flat basis for the agreed tenor, so speak to us about the applicable terms for early settlement.
Is my personal data safe?
Absolutely. Profeight operates in full compliance with the Nigeria Data Protection Regulation (NDPR). Your BVN, NIN, and personal data are used solely for loan processing and are never sold or shared with third parties.
Your Loan Is Closer Than You Think.
Apply in minutes. Funds within 24–48 hours. Built for eligible Nigerian government salary earners.